Small Business Loans
Your small business deserves exceptional support and a financial partner that understands your vision. At Blue Harven Bank, we focus exclusively on empowering businesses like yours with the right financing solutions to fuel growth, stability, and long-term success
Our dedicated lending experts take the time to understand your unique goals and challenges, then tailor flexible funding solutions designed specifically for your business needs. Whether you’re seeking a conventional business loan, a line of credit, or other customized lending options, we’re here to help you move forward with confidence.
With competitive rates, flexible terms, and personalized service, Blue Harven Bank provides more than just capital — we deliver the financial partnership that helps your business thrive.
Business Financing Solutions
As a small business owner, access to reliable funding is essential for sustaining operations, investing in growth, and seizing new opportunities. Blue Harven Bank is here to support you with a full range of innovative and flexible financing solutions designed to meet your unique needs. Our team of experienced business bankers is committed to delivering personalized service, quick decisions, and competitive terms — ensuring your business gets the capital it needs, when it needs it.
Term Loans for Business Growth
If you’re planning a major investment,such as acquiring commercial real estate, expanding your operations, or purchasing essential equipment , a business term loan from Blue Harven Bank can provide the capital to move forward with confidence.
Benefits and Features
- Low down payment options for qualified businesses
- Competitive fixed or variable interest rates
- Flexible repayment periods tailored to your project’s needs
- Ability to refinance multiple loans into one manageable solution
Other key facts
- Projected income of a business is considered, in addition to historical cash flows
- Guarantor support may be less critical in qualifying for a loan
- Funds cannot be used for working capital or inventory
- Only for-profit companies are eligible
Business Expansion & Acquisition Loans
Looking to acquire another company, buy out a partner, or expand into a new market? Our business acquisition and expansion loans are structured to support strategic growth without disrupting your cash flow.
Benefits and Features
- Financing amounts designed to match your business goals
- Flexible repayment terms and competitive interest rates
- Financing available for acquisitions, buyouts, expansions, and capital investments
Other key facts
- Up to 25-year repayment terms available for real estate-backed financing
- Fully amortized loan options with predictable monthly payments
- No balloon payments on standard-term loans
Business Lines of Credit
For businesses seeking flexibility and control over their cash flow, our revolving lines of credit offer a simple and effective way to access capital on demand — whether for seasonal expenses, inventory purchases, or short-term working capital needs.
Benefits and Features
- Fast access to working capital when you need it
- Only pay interest on the funds you use
- Renewable credit terms and flexible repayment schedules
Other key facts
- Streamlined approval process for existing Blue Harven business clients
- Funding available for day-to-day operations, inventory, or equipment purchases
Conventional Business Loans
In addition to our term loans and lines of credit, Blue Harven Bank offers conventional financing solutions up to $1,000,000 to meet a variety of operating and capital needs. Because we fund and service these loans in-house, you’ll enjoy a seamless experience with one dedicated relationship team throughout the life of your loan.
Benefits and key facts
- For-profit businesses established for 2+ years are eligible
- Not available for some business types, including real estate investors, contractors and used vehicle dealerships, or nonprofit organizations
Streamline Application Program2
If you’ve been in business at least two years, our Streamline Application program may help you get needed financing in a snap. This simple, credit score-driven application unlocks access to business lines of credit, term loans, business credit cards and overdraft protection — all with quick credit decisions and no collateral requirement.
Benefits and Features
- Quick credit decisions — often within days
- No collateral required for eligible financing
- Credit lines up to $250,000 available
- Term loans and revolving credit options designed for flexibility
- Overdraft protection lines up to $25,000
- Overdraft protection line of credit up to $25,000
Other key facts
- Businesses operating in multiple states are eligible if registered to do business in applicable jurisdictions
- Certain industries (such as real estate investment, nonprofit, and used vehicle sales) may not qualify
At Blue Harven Bank, we pride ourselves on our responsiveness, relationship-driven service, and financial expertise. Our experienced commercial bankers have the authority to make decisions quickly — cutting through red tape and delivering the funding solutions your business deserves. We look forward to being part of your growth journey and helping your business reach new heights.