Note Finance

Fast and Reliable Note Financing Revolving Lines of Credit

Your clients count on you for speed of funding and certainty of capital. Let us put our experience to work crafting fast, flexible, custom-tailored note financing revolving lines of credit that help you manage liquidity and win more profitable business.

Our best-in-class personal service sets us apart. We are a committed resource for institutional debt funds, publicly held REITs, family offices and NPL acquisition funds nationwide to access financing¹ quickly, with a funding process that is so efficient you can table fund. Whether you provide real estate secured renovation loans, bridge loans, ground-up construction loans or acquire performing and/or nonperforming real estate acquisition loans, Blue Harven Bank’s Note Finance Group provides a highly efficient source of capital from the industry leader in private lender finance. 

Note Financing Benefits for You

• Revolving lines of credit tailored to quick-close private loan origination, secured by underlying collateral loans² to deliver higher investor returns
• Lines of credit from $20 million, with credit facilities secured by loan portfolios for a variety of asset classes (SFR, multi-family, industrial, office and retail)
• Committed credit facilities that can eliminate asset revaluations, a significant differentiator for Blue Harven Bank
• Same-day funding and an efficient collateral pledge process that enables private lenders to move faster than competitors to fund new opportunities
• Trusted, relationship-focused experts with extensive note finance experience

Single Note-on-Note Financing

Single note-on-note financing is an appealing alternative for private commercial real estate lenders with larger projects (typically over $20 million). Although single note-on-note financing entails leveraging and underwriting individual loans, the Note Finance Group approaches each transaction with a focus on maintaining a programmatic relationship with our counterparty.

Clients choose to work with Western Alliance’s well-established, specialized Note Finance team because they want a trusted partner who understands their business and has the industry expertise they deserve.

Single Note-on-Note Financing Benefits for You

• Bespoke structures that align with the underlying loan execution and asset-level business plan  
• Leverage available on bridge and construction loans, with the ability to table fund
• Consideration of all property types, with a wide array of acceptable underlying asset classes (multifamily, industrial, office, retail, student housing, single-family rental/condominiums, self-storage, industrial outdoor storage, credit tenant lease, etc.)
• Relationship-focused team with years of note finance experience

Incomparable Service

As a trusted player in the private lending space, our Note Finance Group treats every client like a VIP. Our team knows the demands of your business, and we deliver bespoke lending with solutions tailored to your needs. And it’s all backed by the resources of Blue Harven Bank, one of America’s top-performing banks,³ with offices nationwide. The result: responsive, personalized and client-centric service that exceeds your expectations of what a bank can offer.

Working with Note Finance, you’ll also gain access to a wide range of banking products and services offered through multiple national business lines, all delivered with the same personalized service you expect. We provide working capital management lines of credit1 and a full suite of Treasury Management services and solutions.⁴